# Spending With High-Risk Merchants

> HighRisk Merchant Category Code Transaction Fee
You can use your Curve card to pay merchants that may otherwise be blocked due to the perceived
highrisk assoc

Source: https://help.curve.com/en_us/high-risk-mccs-BkBIoO1QR

Last updated: 2025-11-17T14:37:05.739Z

As of the 13th of July 2024, you'll be able to use your Curve card to pay merchants that may otherwise be blocked due to the perceived high-risk associated with processing these transactions (for example, due to higher chargeback volumes). 

If you use your Curve card to make a transaction with one of the Merchant Category Codes (MCCs) listed in the table below, you'll be charged a service fee of 1%. They are mostly associated with gambling payments, dating services and wholesale purchases of precious stones. 

**Merchant Category Code** 

**Merchant Description** 

5094

Precious Stones and Metals, Watches and Jewellery  

5933

Pawn Shops

5966

Direct Marketing—Outbound Telemarketing Merchants  

6051

Quasi Cash Merchant  

6211

Securities—Brokers/Dealers  

7273

Dating services  

9406

Government-owned Lottery (Specific Countries)  

5967

Direct Marketing—Inbound Telemarketing Merchants (e.g. adult chat and entertainment websites)  

7800

Government Owned Lottery (U.S. Region Only)  

7801

Internet Gambling (U.S. Region Only)  

7802

Government Licensed Horse/Dog Racing (U.S. Region Only)  

7995

Gambling Transactions  

9754

Non face-to-face gambling, betting, and casino  

  

❗️Please be aware that Curve does not override any issuer's controls and we only enable transactions within specific merchant categories if your original card permits these purchases - if your card issuer does not support these transactions, Curve will not process them.